Annuities Guidance

An annuity is an investment that pays you a steady income in retirement. Before recent changes, it was the most common method to get income from a pension, except for those with a specific type of workplace pension. Choosing the right annuity can be confusing with many options and providers, but it’s a crucial decision for securing lifetime income. At TMB, our independent financial planning managers will want you to make the most of your pension. We will look at the most appropriate annuity or alternative for you and your family.

Our Process

1. Connect with Your Pension Providers

Our first step is to get in touch with your current pension providers. We’ll gather all the relevant information to get a clear picture of your situation, including how your pensions are performing and any fees you’re currently paying.

2. Review and Analyze Your Pensions

Next, we dive into the details. We’ll review the performance of your pensions, check for any fees or risks, and make sure everything is on track to meet your retirement goals.

3. Understand Your Goals

We’ll have a detailed conversation with you to understand your retirement dreams and any health conditions you might have. This helps us determine if you qualify for enhanced or impaired annuities, which could offer you a higher income if you have health issues or are a smoker.

4. Explore the Options

Our team will search the entire annuity market for the best rates and products that fit your unique situation. We compare various options to ensure you get the most competitive rates available.

5. Recommend the Best Choice

Based on our research, we’ll recommend the annuity that offers the best value for you. Often, we can secure better rates than what you might find with your current provider, ensuring that you’re getting the best deal possible.

Why Choose TMB Enterprise?

· We Offer More Than Just Advice

Helping you choose the right annuity is just the start. Our holistic strategy is designed to deliver solutions that not only secure your future but also resonate with your personal objectives.

· Experts Who Care About Your Success

Our team of experts brings a wealth of experience and a personal touch to the table. We’re committed to helping you make informed decisions and achieve the best outcomes for your retirement.

· Personalized Service for Your Peace of Mind

We know that everyone has different needs. That’s why we make sure our advice and services are designed just for you and your specific circumstances.

Secure Your Retirement

Don’t let the complexities of annuities hold you back. Contact TMB Enterprise today to get started on finding the perfect annuity for your retirement. We’re here to make the process easy and ensure you have the financial stability you deserve.